Last Updated: July 2026
This Cookie Policy explains how Sparroz Group Ltd. (“Sparroz,” “we,” “our,” or “us“) uses cookies and similar technologies when you visit our website, use our platform, or interact with our online services.
This Cookie Policy should be read together with our Privacy Policy, which explains how we collect, use, and protect your personal information.
By continuing to use our website, you consent to the use of cookies as described in this Policy where such consent is required by applicable law.
Cookies are small text files that are placed on your computer, mobile device, or other internet-enabled device when you visit a website.
Cookies help websites function properly, improve user experience, remember preferences, enhance security, analyze website performance, and provide certain personalized features.
Cookies do not typically contain information that directly identifies you; however, information collected through cookies may be associated with other information we hold about you.
Depending on the Services you access, Sparroz may use the following categories of cookies.
Strictly Necessary Cookies
These cookies are essential for the operation of our website and Services.
They enable core functionality such as:
Without these cookies, certain parts of our Services cannot operate properly.
Because these cookies are essential, they generally cannot be disabled through our website.
Functional Cookies
These cookies remember choices you make to improve your experience.
Examples include:
These cookies help provide a more personalized browsing experience.
Performance and Analytics Cookies
Performance cookies help us understand how visitors use our website.
They may collect information such as:
This information is generally aggregated and used to improve the performance, usability, and reliability of our Services.
Security Cookies
As a financial services provider, Sparroz uses security-related cookies to help:
These cookies form part of our overall security framework.
Preference Cookies
Preference cookies store information that enables the website to remember your choices across visits.
These may include:
Certain third-party service providers may place cookies on our website to support the operation of our Services.
These providers may include:
Each third party is responsible for its own privacy practices and cookie usage.
We encourage you to review the privacy and cookie policies of those providers where applicable.
Sparroz uses cookies to:
We do not use cookies to collect more information than is reasonably necessary for these purposes.
Most web browsers allow you to:
Instructions for managing cookies can usually be found within your browser settings.
Please note that disabling certain cookies may affect the availability or functionality of some features of our website or Services.
Where required by applicable law, Sparroz will request your consent before placing non-essential cookies on your device.
Essential cookies that are necessary for the operation and security of our Services do not require consent where permitted by law.
You may change or withdraw your cookie preferences at any time through our cookie preference tools, where available.
Sparroz provides Services to customers in multiple jurisdictions, including Canada and other countries.
Depending on your location, different privacy and cookie laws may apply, including:
Where required, Sparroz will obtain consent before using non-essential cookies.
We may update this Cookie Policy periodically to reflect:
The revised version will be published on our website together with the updated “Last Updated” date.
Material changes will be communicated where required by applicable law.
If you have questions regarding this Cookie Policy or our use of cookies, please contact us:
Sparroz Group Ltd.
Registered Office:
11th Floor, 20 Bay Street
Toronto, Ontario M5J 2N8
Canada
Company Registration Number: 1001425871
MSB Registration Number: N300000953
Email: privacy@sparroz.io
Website: www.sparroz.io
Cookie Preference Notice
When you first visit the Sparroz website, you may be presented with a cookie banner allowing you to:
Your preferences may be updated at any time through our cookie settings page, where available.
Appendix A – Current Cookies Used by Sparroz
The table below describes the categories of cookies that may be used on the Sparroz website and platform. The actual cookies used may vary depending on the Services you access and the technologies implemented from time to time.
Cookie Category | Purpose | First / Third Party | Typical Retention | Consent Required |
Strictly Necessary | User authentication, secure login, fraud prevention, session management and core website functionality. | First Party | Session or up to 12 months | No (where permitted by law) |
Functional | Remembers user preferences such as language, region and accessibility settings. | First Party | Up to 12 months | Yes, where required by law |
Analytics | Helps us understand how visitors use our website in order to improve performance and user experience. | First and Third Party | Up to 24 months | Yes |
Performance | Measures website speed, reliability and technical performance. | First and Third Party | Up to 24 months | Yes |
Security | Detects suspicious activity, prevents fraud, protects customer accounts and maintains secure sessions. | First and Third Party | Session or as required for security purposes | No (where permitted by law) |
Preference | Stores display preferences and personalized website settings. | First Party | Up to 12 months | Yes |
Marketing (if enabled) | Delivers relevant marketing content and measures the effectiveness of advertising campaigns. Sparroz will only use these cookies where applicable and with your consent where required by law. | Third Party | Up to 24 months | Yes |
Third-Party Cookies We May Use
Depending on the features available on our website, Sparroz may use technologies provided by trusted third-party service providers, including but not limited to:
Provider | Purpose |
Google Analytics | Website analytics and performance measurement |
Google Tag Manager | Website tag management |
Google reCAPTCHA | Fraud prevention and website security |
Cloudflare | Website performance and security |
Stripe | Secure payment processing and fraud prevention |
Intercom, Zendesk or similar platforms | Customer support functionality |
Microsoft Clarity or similar tools | Website usability analysis |
Identity verification providers | Customer identity verification and fraud prevention |
Sparroz may add, remove, or replace third-party providers from time to time as our Services evolve.
Managing Cookie Preferences
You may manage your cookie preferences at any time by:
Please note that disabling essential cookies may prevent certain features of the website or Services from functioning correctly.
Browser Information
Most browsers allow you to manage cookies through their settings.
For instructions, please refer to your browser’s support documentation, including:
Changes to the Cookies We Use
As Sparroz introduces new products, technologies, or service providers, the cookies used on our website may change.
This Cookie Policy and the Cookie List above may be updated periodically to reflect those changes. The “Last Updated” date at the top of this Policy will indicate when revisions have been made.
